Pick Your Skip

Give your budget a break with Energy One's Skip-A-Pay program. Eligible borrowers can skip up to two monthly payments a year and keep more money available for everyday banking and life expenses.

How Skip-A-Pay Works

  • Choose up to two skip months Skip payments on eligible auto loans or signature loans in good standing.
  • Simple, flexible request options Submit your Skip-A-Pay request online, by fax, by mail, or at a local branch.
  • Affordable per-loan fee Skip payments for just $45 per loan while staying in good standing.
Skip a Payment in 2026

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