Mortgage Loans
At Energy One Federal Credit Union, we specialize in mortgage loans designed to fit real life. With competitive mortgage rates and personalized guidance, we help you choose the right home loan whether you’re buying a new home, refinancing your current mortgage, or financing an investment property. From application to closing, our team makes the home loan process clear, supportive, and straightforward.
Benefits
Flexible options and trusted guidance designed around your homeownership goals. Learn more about how to know if you're ready for a mortgage.
Mortgage Calculator Access
Jumbo Loan Availability
Mortgage Loan Center
Investment & Vacation Properties
Local Credit Union Lending Team
Personalized Local Support
Features
Straightforward mortgage solutions with tools to help you plan confidently. Learn why credit union mortgages are a smart choice.
Purchase & Refinance Options
Buy a new home or refinance an existing mortgage with flexible credit union lending options.
Fixed-Rate Mortgage Loans
Enjoy predictable monthly payments with fixed-rate mortgage options for both first and second mortgages.
Flexible Loan Terms
Choose mortgage terms of 10, 15, 20, or 30 years to fit your budget and financial goals.
Jumbo Loan Financing
Access mortgage financing for higher loan amounts, subject to qualification and underwriting.
Investment & Vacation Properties
Finance eligible second homes or investment properties with trusted credit union support.
Mortgage Calculator & Loan Center
Estimate payments, explore options, and learn more through our Mortgage Calculator and Loan Center.
Mortgage Calculator
Compare
| Fixed-Rate Options | Flexible Terms (10-30 yrs) | Jumbo Loans | Investment / Vacation Properties | Personalized Support |
Energy One Credit Union | | | | | |
Local Bank Mortgage | | | | | |
National Bank Mortgage | | | | | |
Online Mortgage Lender | | | | | |
Retail Bank Mortgage | | | | | |
FAQs
Yes. Refinance options are available for eligible members.
Energy One offers fixed-rate mortgage loans with flexible terms for purchases, refinancing, jumbo loans, and eligible investment or vacation properties.
Yes. Refinance options are available for eligible members.
Yes. You can start the mortgage application process online or speak with a lending specialist.
Yes. Energy One offers mortgage loans with competitive rates and personalized guidance.
Get Started
Take the next step toward homeownership or refinancing with a credit union that puts members first.
Become a member today.
Get started by opening a free checking account online today.
