Fees & Disclosures
At Energy One Federal Credit Union, we are committed to transparency, security, and helping our members make informed financial decisions. This page provides access to important disclosures and fee information related to your accounts and services.
We encourage you to review these documents carefully. If you have questions or need assistance, our team is available to help.
Thank you for choosing Energy One Federal Credit Union.
Fee Schedule
Our Fee Schedule outlines applicable fees associated with accounts and services.
Account & Service Disclosures
The following disclosures provide detailed information about account terms, conditions, and related services.
Membership Disclosure
Information about membership eligibility, requirements, and responsibilities.
Checking Account Disclosure
Details regarding checking account terms, features, and applicable fees.
Business Account Disclosure
Terms and conditions for business accounts held with Energy One Federal Credit Union.
Business Debit Card Disclosure
Information related to the use, limits, and responsibilities of business debit cards.
Debit Card Disclosure
Terms, conditions, and usage details for personal debit cards.
Share Disclosure
Information about share and savings accounts, including dividend terms and requirements.
Online Banking Disclosure
Details regarding access to and use of online banking services.
Funds Availability Disclosure
Explanation of when deposited funds are available for withdrawal.
Mobile & eDeposit Disclosure
Terms related to mobile banking services and electronic deposit features.
Privacy Policy
Information about how Energy One Federal Credit Union collects, shares, and protects personal information.
Certificates Disclosure
Information related to rates, accrual, and terms.
Questions or Need Assistance?
If you have questions about fees, disclosures, or your checking or savings services, please contact us:
- Phone: 918-699-7100
- Toll-Free: 1-800-364-3628
Our team is here to help you understand your accounts and services.
