Financial Education at Energy One

Think you know how credit scores work? Discover the truth behind common credit score myths and learn practical tips to build stronger credit and improve your financial future.

Your checking account records a lot of your financial routine. Budgeting with a checking account turns transactions into useful information so you can plan upcoming expenses and make informed choices before the next payday hits.

If you're planning a purchase soon, learning how to get pre-approved for a car loan gives you a real budget to work with instead of a guess.

Affordability is a very personal question. Your income, debts, savings, and comfort level all play a part in the number that feels right for you. Want to walk into the home buying process with confidence and a clear, realistic budget? Here’s what you need to know.

Starting or growing a business often requires reliable financing. Whether you are purchasing equipment, expanding operations, hiring employees, or managing seasonal expenses, choosing the right lending partner matters just as much as the loan itself.

For many families, the challenge is not just preparing for the new school year academically. It is trying to balance school costs with everyday household expenses at the same time. Whether you are helping a child start elementary school, preparing a teenager for greater independence, or sending a college student off for the semester, having a plan for school-related spending can make the season feel far less overwhelming.

At Energy One Federal Credit Union, we believe home financing should feel approachable and supportive, especially for people buying a home for the first time. Whether you are starting to save, preparing to apply for a mortgage, or simply trying to understand your options, having someone guide you through the process early can make the experience feel much less intimidating.

Is now a good time to buy a car? The answer depends on your budget, financing options, and transportation needs. While there is no perfect time that works for everyone, understanding today’s car market trends can help you make a more confident decision.

For busy families, professionals, students, and travelers, using a mobile banking app creates more flexibility throughout the day. Whether you are reviewing transactions during a lunch break or depositing a check from home, digital banking makes it easier to stay connected to your finances.

Kids Credit Union Month is a great reminder that healthy financial habits often begin long before adulthood. For many parents, teaching kids about money can feel overwhelming at first. It is not always easy to know when to begin or how to make financial literacy for kids feel engaging instead of stressful.

This July, Energy One Federal Credit Union is encouraging members to participate in the Freedom to Thrive campaign, a summer savings initiative focused on helping people build stronger financial habits through realistic, achievable goals. The challenge is simple: open an Energy One savings account and work toward saving your first $250 between July 4 and July 30.

For many people, buying a home represents far more than a financial transaction. It can mean stability, independence, long-term investment, and the opportunity to create a future that feels more secure and personal. Whether you are preparing to buy your first home, planning for more space, or simply exploring your options, understanding the process can help you move forward with greater confidence.

Energy One Federal Credit Union is currently offering a 90 days no payment auto loan promotion on new auto loans through July 31, 2026. Qualified borrowers can drive their vehicle now and delay their first payment for up to 90 days.

Managing your money should feel simple, but for many people, it doesn’t. One of the biggest reasons is hidden bank fees that quietly build over time. Traditional accounts may seem straightforward at first, but a closer look often reveals charges that make everyday banking more expensive than expected.

Although it is frequently seen as a useful ability, financial literacy is very crucial. Almost every aspect of your life, from everyday choices to long-term stability, is impacted by how you perceive and handle money.