Recreational Vehicle Loans at Energy One

Energy One Federal Credit Union offers recreational vehicle loans designed to help you enjoy the open road, water, or trail with confidence. Whether you are financing a motorhome, travel trailer, boat, motorcycle, or other recreational vehicle, our credit union RV loans provide flexible terms, competitive rates, and no early payoff penalties.

From your first purchase to upgrading your current ride, we make financing simple so you can focus on planning your next adventure.

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White RV driving on a paved road with green pine trees and red rock cliffs in the background under a partly cloudy blue sky.

Benefits

Financing options designed to support adventure without unnecessary restrictions. Learn more about The Benefits of Turning to a Credit Union for your Receational Loan

Competitive Credit Union Rates

New and Used Financing Available

Flexible Loan Terms

Convenient Auto Pay Options

No Early Payoff Penalties

Local Credit Union Support

Explore Recreational Vehicle Loan Options

RVs & Travel Trailers

Finance new or used RVs and travel trailers with terms up to 180 months, depending on loan amount.

Boats

Boat loans available with terms up to 120 months. Loans over $75,000 may require a new appraisal.

Motorcycles

New motorcycles financed up to 60 months and used motorcycles up to 48 months.

Personal Watercraft & ATVS

Financing available for personal watercraft, ATVs, golf carts, and four-wheelers with terms from 48 to 72 months.

Compare Recreational Vehicle Loan Options

Extended Terms
No Early Payoff Penalty
Auto Pay Available
Multiple RV Types
Credit Union Support
Energy One Credit Union
Bank RV Loan
Dealer Financing
Online Lender
Personal Loan

Insurance Options for the Road Ahead

Energy One partners with MemberHaven to offer RV insurance designed to protect your home on wheels.

  • Free, no-obligation quotes
  • Coverage options for RVs and travel trailers

Additional Loan Services

  • Automatic Payments
    Set up payments from another financial institution by submitting the required form online or faxing to 918-699-7122.
  • Insurance Discounts
    Access discounts through MemberCONNECT and TruStage, including eligibility for $1,000 in accidental death benefits.
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FAQs

No. Energy One does not charge early payoff penalties on recreational vehicle loans.

Terms range from 48 to 180 months, depending on vehicle type and loan amount. Boat loans are limited to 120 months.

Yes. New and used recreational vehicles may be financed.

Energy One offers financing for RVs, travel trailers, boats, motorcycles, personal watercraft, ATVs, golf carts, and four-wheelers.

Get Started

Finance your next adventure with a flexible recreational vehicle loan from Energy One Federal Credit Union.

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