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Rates as low as 2.99%*
on new and used cars, trucks and refinances.
You can afford a lot more.
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Premier One Checking
  • Simplicity
  • Convenience
  • Protection
Explore account benefits
Refreshingly Fast
Car Loans

Immediate loan pre-qualification with online application.

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CardValet®
  • Helps safeguard your card against fraud
  • Set limits by merchant, location and dollar amount
  • Instantly update settings for complete control of your debit or credit card
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Business Lending
  • Investor and rental property loans
  • Construction loans
  • Vehicle & equipment purchases
  • 504 SBA loans
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Mortgages
  • Purchase or refinance
  • New home construction
  • Fixed or adjustable rates
  • FHA, VA and jumbo Loans
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Premier One
Money Market
  • Access to better returns with higher balances
  • Exclusive account option for Premier One checking members
  • Only $5,000 minimum daily balance to earn dividends
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New Members

Welcome to the Energy One family!

  • How to make a payment
  • Find locations
  • ATM network
  • Member services and benefits
Getting Aquainted
Investments
  • Financial planning
  • Wealth management
  • Retirement income planning
  • Education funding (529 plans)
  • Portfolio management
  • Life insurance
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WHAT OUR MEMBERS SAY

Energy One made getting a car loan easy! They have great rates, so I knew I was getting the best deal. And, the staff is so professional and friendly—they make you feel like your business really matters to them.

Jessica Thomas
Member since 2017
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energyonefcu

Energy One Federal Credit Union provides personalized financial solutions such as mortgages, checking, savings, auto loans and personal loans.

Find Branch Locations
Find an atm
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