Empower your financial journey
Since 1935, Energy One Credit Union has put members first. We’re more than a credit union; we’re your financial partner. From easy-to-open checking accounts to competitive auto loans and flexible lending options, we support your goals with personalized service and secure online banking tools.
How can we help?
Rewards
Enjoy rewards and checking account offers designed to give you more value every day.
Calculators
Use financial calculators to plan budgets, payments, and your next checking account.
Visit A Branch
Visit a branch to open a checking account or get personalized banking support.
Free Checking, High-Yield Rewards, and More.
We offer multiple free checking account options, so you can choose what fits your life. Each credit union checking account includes a free Visa® debit card, full digital access, and the ability to open a checking account online for easy everyday banking.
Grow Your Savings & Reach Your Goals
Whether you’re saving for college, a home down payment, or retirement, our savings accounts offer competitive rates and personalized guidance. We work seamlessly with your checking account and help you reach your financial goals.
Financing made simple.
Get convenient access to your money with nationwide ATMs, wherever life takes you.
Manage your checking account with transparent information and tools that support confident choices.
Handle changing needs with financial options that work alongside your checking account.
Enjoy a straightforward experience with secure online banking and member-focused support.
Our members say it best
Energy One members love our friendly service, local roots, and modern tools. Hear from real people who bank where they belong.
"They are always very nice and there when I need them. I've never had a problem with Energy One."
"Easy service and friendly staff."
"Very easy to get my car financed, and everyone was extremely friendly throughout the process."
"Our experience with Energy One has been excellent. The team helped us choose the right solution for our needs and clearly explained the entire process from start to finish."
"Homey atmosphere with very helpful staff. Customer service is excellent, and they're always willing to answer questions and help however they can."
"[My Energy One teller] is one of the best bank employees I've ever encountered. She is always friendly, helpful, and goes above and beyond to take care of anything I need—quickly and professionally."
"Always fast and friendly service. They're willing to work with you if you can't make a payment on time, and even offer options like skipping a month when needed."
Banking for people like you.
As a not-for-profit credit union, we exist to benefit our members, not shareholders. That difference means more value, fewer fees, and a better everyday banking experience.
Better Rates & Fewer Fees
Members enjoy free credit union checking accounts, lower fees, and competitive rates designed to help money go further.
Local Decision-Making
Your money stays in the community while you still enjoy secure online banking and nationwide access.
Personal Service
You’re more than an account number. Our team takes time to understand your goals and support your financial journey.
Shared Values
Founded in 1935, we’re built on trust, fairness, and financial education, empowering members for generations.
Award-Winning Service Since 1935
Since 1935, Energy One Credit Union has provided award-winning service rooted in trust, personalized care, and competitive financial solutions. From free credit union checking accounts to easy online banking, we support members at every stage of their financial journey.
Designed to serve you better.
Surcharge-free ATM access available through a large nationwide network.
Online banking and mobile tools for account management, transfers, and bill pay.
Account alerts, monitoring tools, and built-in security features for checking accounts.
Free checking account options and reduced fees available through credit union membership.
Financial Tools & Education
Become a member today.
Get started by opening a free checking account online today.
