Business Lending

When it’s time to finance your business, Energy One Federal Credit Union partners with you to provide flexible business loan options that support growth, expansion, and day-to-day operations, whether you’re launching a new venture or growing an established business.

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Benefits

Wide Range of Business Loan Options

Visa® credit cards for everyday spending

Flexible Financing for Different Business Stages

Experience Across Many Industries

Competitive Credit Union Rates

Personalized, Member-Focused Service

Business Loan Options

Commercial Real Estate Loans

Finance owner-occupied properties, rental and investment properties, and refinances.

Construction Loans

Finance owner-occupied properties, rental and investment properties, or refinance existing commercial real estate. We offer competitive rates and flexible terms to support your long-term business goals. Our lending team works with you to structure financing that fits your cash flow and growth plans.

Equipment Loans

Get the financing you need for ground-up construction, expansions, or major renovations. Our construction loan options are designed to support your project from planning through completion. We provide flexible structures and guidance throughout the building process.

Business Vehicle Loans

Purchase new or used vehicles for business use with flexible financing options. Whether you need a single company car or multiple work vehicles, we offer competitive rates and streamlined approvals. Keep your business moving with dependable transportation.

SBA 504 Loans

Access government-backed financing designed for long-term business growth. SBA 504 loans are ideal for purchasing owner-occupied commercial real estate or major equipment with lower down payments and extended terms. We’ll guide you through the process from start to finish.

Compare

See how Energy One’s credit union business loans compare to other financing options.

Competitive Rates
Local Decision Making
Commercial Expertise
Personalized Support
Credit Union Service
Energy One Credit Union
Large National Bank
Online Business Lender
Equipment Financing Company
Credit Card Only

FAQs

Yes. Energy One offers a full suite of business Visa® credit cards.

Yes. Our lending team works with businesses at various stages, including startups and established companies.

Energy One offers business loans for commercial real estate, construction, equipment, vehicles, SBA 504 loans, and refinancing options.

Explore Other Loan Options:

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Personal Loans

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E1 Specialty Loans

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Partner with a credit union that understands your business and your goals.

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