Banking for people like you
Loans and Mortgages Through Our Credit Union
At Energy One Federal Credit Union, we offer a range of loan and mortgage options designed to support major life moments and everyday needs. From buying a home to financing vehicles or other expenses, our lending options are built to be flexible, straightforward, and member-focused.

Explore Loan Options
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Mortgage Loans
Home loans for buying, refinancing, or investing, with flexible terms and competitive rates.
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Home Equity Loans
Use the equity in your home to help cover large expenses, projects, or financial goals.
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Auto Loans
Finance new or used vehicles or refinance an existing auto loan with flexible terms.
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Recreational Vehicle Loans
Loans available for RVs, boats, motorcycles, and other recreational vehicles.
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Business Lending
Loan options for your business to support growth, expansion, and day-to-day operations.
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E1 Specialty Loans
Loans to improve safety, upgrade essential systems, or add luxury features to your home.
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Investment Property Loans
Loans designed to support real estate investors for your first investment property and beyond.
Resources
Helpful Loan Tools & Resources
Make informed decisions with tools and resources designed to support your loan journey.
- Loan calculators to estimate payments
- Rates and disclosures for transparency
- Guidance from experienced loan representatives


Resources
Insurance Options for Added Protection
Energy One partners with trusted providers to offer insurance options that may help protect your home, vehicle, or loan investment.
Banking for People Like you
Need help choosing the right loan?
Our team is available to answer questions and help you explore loan and mortgage options that fit your needs.