Banking for people like you

Loans and Mortgages Through Our Credit Union

At Energy One Federal Credit Union, we offer a range of loan and mortgage options designed to support major life moments and everyday needs. From buying a home to financing vehicles or other expenses, our lending options are built to be flexible, straightforward, and member-focused.

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Mortgage Loans

Home loans for buying, refinancing, or investing, with flexible terms and competitive rates.
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Home Equity Loans

Use the equity in your home to help cover large expenses, projects, or financial goals.
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Auto Loans

Finance new or used vehicles or refinance an existing auto loan with flexible terms.
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Personal Loans

Flexible lending options for a variety of personal needs and expenses.
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Recreational Vehicle Loans

Loans available for RVs, boats, motorcycles, and other recreational vehicles.
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Credit Cards

Access credit cards designed for everyday spending and credit building.
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Business Lending

Loan options for your business to support growth, expansion, and day-to-day operations.
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E1 Specialty Loans

Loans to improve safety, upgrade essential systems, or add luxury features to your home.
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Investment Property Loans

Loans designed to support real estate investors for your first investment property and beyond.
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Helpful Loan Tools & Resources

Make informed decisions with tools and resources designed to support your loan journey.

  • Loan calculators to estimate payments
  • Rates and disclosures for transparency
  • Guidance from experienced loan representatives
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Resources

Insurance Options for Added Protection

Energy One partners with trusted providers to offer insurance options that may help protect your home, vehicle, or loan investment.

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Banking for People Like you

Need help choosing the right loan?

Our team is available to answer questions and help you explore loan and mortgage options that fit your needs.

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