E1 Specialty Loans
Transform your home with an E1 Specialty Loan from Energy One Federal Credit Union. Whether you’re improving safety, upgrading essential systems, or adding luxury features, our specialty loans offer flexible financing designed to fit your lifestyle and budget. From storm shelters to outdoor kitchens, Energy One helps turn home-improvement plans into reality with personalized service and practical loan options.
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Benefits
Financing options built around how you live, supporting home upgrades, safety improvements, and lifestyle enhancements that matter most to you.
Wide Range of Eligible Projects
Local, Member-Focused Support
Flexible Loan Options & Financing
Custom Financing Solutions
Competitive Credit Union Rates
Simple Application Process
Loan Options
Safety Loans
Finance projects designed to protect your home and family, such as for storm shelters and generators.
Home Improvement Loans
Upgrade your home’s functionality and efficiency. Consider upgrading your HVAC, fencing, or septic system.
Luxury Loans
Enhance comfort and outdoor living spaces. Add a hot tub, sauna, or outdoor kitchen.
Compare
| Competitive Rates | Custom Loan Options | Local Support | No One-Size-Fits-All | Credit Union Service |
E1 Specialty Loans | | | | | |
Bank Personal Loan | | | | | |
Home Credit Card | | | | | |
Contractor Financing | | | | | |
Online Lender | | | | | |
FAQs
You can apply online or speak directly with a loan representative for guidance.
Yes. Specialty loans are designed specifically for certain types of home projects and may offer more flexibility than traditional personal loans.
E1 Specialty Loans may be used for safety upgrades, home improvements, and luxury enhancements such as storm shelters, HVAC systems, pools, hot tubs, and outdoor kitchens.
Explore Other Loan Options:
Get Started
Start planning your next home upgrade with flexible specialty financing from Energy One Federal Credit Union.
Become a member today.
Get started by opening a free checking account online today.

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