Investment Property Loans
Energy One Federal Credit Union offers investment property loans designed to support real estate investors with flexible financing and personalized guidance. Whether you are purchasing your first rental property or expanding an existing portfolio, our credit union investment property loans are built to support long-term success. With competitive rates and local decision-making, we help investors finance opportunities with confidence.
Benefits
Financing for Long-Term Growth
Personalized, Relationship-Based Lending
Clear Qualification Guidance
Local Market Knowledge
Support Beyond the Closing Table
Investment Property Loan Features
- Investment Property Financing
- Structured Qualification Standards
- Rental Income Consideration
Investment Property Financing
Loans designed for non-owner-occupied properties used for real estate investing.
Credit and Income Review
Qualification is based on credit history, income, assets, and overall financial profile.
Down Payment Requirements
Investment property loans typically require a larger down payment than primary residences.
Debt-to-Income Standards
Debt-to-income ratio is evaluated as part of the lending decision.
Property Documentation
Property details and supporting documentation are reviewed during underwriting.
Compare Investment Property Financing Options
| Local Decision Making | Investment Expertise | Personalized Service | Community Knowledge | Credit Union Support |
Energy One Credit Union | | | | | |
National Bank | | | | | |
Online Lender | | | | | |
Hard Money Lender | | | | | |
Private Lender | | | | | |
FAQs
Credit unions focus on relationship-based lending, local decision-making, and member service rather than shareholder profit.
Yes. Investment property loans typically require a larger down payment than primary residence loans. The minimum down payment for an investment property is 20% of the sale price.
Yes. Financing is available for owner-occupied, investor, rental, and refinance properties.
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Energy One Federal Credit Union is here to support your real estate investment journey with personalized guidance and credit union financing options.
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