Whether you’re buying your next vehicle from a dealer, an individual or if even you’re already financed at another lender, let us see if we can save you money. We offer great rates and flexible terms ranging from 36 to 84 months, depending on your vehicle. Apply now and get pre-qualified today!

To help you through this process, please use our auto calculator and Car Fax, NADA and Kelley Blue Book to get all the information you could need.

Energy One has also partnered with CUDirect to offer our Autosmart car buying tool. You can search by dealer, zip code, distance to your home and vehicle type. Explore AutoSmart to find your next car or truck.

In addition to auto loans, Energy One offers a full suite of personal loans that can help you hit the open road, tour our great country, get you out on the lake or help finance that once in a lifetime vacation.

We offer:

Additional Loan Services

GAP Insurance – Energy One also offers GAP (Guaranteed Asset Protection) for our auto loans. For a one time fee, you can protect your vehicle from the depreciation that normally occurs in the early life of your auto loan at a low cast. GAP bridges the difference between your insurance settlement and the payoff amount of your auto loan up to 100% loan to value.

MBP (Mechanical Breakdown Coverage) – Energy One offers several vehicle warranty packages that cover mechanical breakdown and repair for new and used autos. Extended warranties may be included when you finance your vehicle with Energy One or purchased for an eligible existing vehicle.

Payment deferral – For more information, please contact us at 1-800-364-3628 to see if you qualify.

Automatic payments – To set up automatic payments from another financial institution to your Energy One loan, download this form and upload it HERE or fax to (918) 699-7122.

Insurance – Energy One has teamed up with MemberCONNECT and TruStage. This partnership allows members access to discounts with Liberty Mutual for auto and home. In addition, you are now eligible for a free $1,000 in accidental death benefits. Click here for more information.