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Financial Education at Energy One

At Energy One Federal Credit Union, we believe financial education is key to long-term success. Explore easy-to-understand resources on checking accounts, budgeting, credit, and loans, designed to help you make smarter decisions at every stage of life.

4 Essential Tips to Teach Your Kids Financial Responsibility

Instilling good financial habits in children is crucial for setting them up for financial success later in life. As a parent, you play a vital role in teaching...

Auto

How to Buy a Car Using Auto Loans

Buying a car can be an exciting milestone but often involves significant financial commitment. Many people rely on auto loans to make this purchase feasible....

11 Key Factors That Impact Your Auto Loan Approval Chances

The entire loan approval process seems complicated, especially when it's all new to you. That's why understanding the main factors lenders consider when...

HELOC vs. Home Equity Loan: Deciding Which One to Choose

Two popular options often stand out for home financing: the Home Equity Line of Credit (HELOC) and the Home Equity Loan. Deciding between the two requires...

We're taking your account's security to a whole new level

The security of your account is always our top priority. That’s why we’ve recently implemented a new two-factor authentication feature for account access,...

How to Use Personal Loans Wisely: Tips for Responsible Borrowing

Personal loans have become essential for managing unexpected expenses or fulfilling life goals. However, wielding this financial instrument requires careful...

Understanding HELOC: A Comprehensive Guide for Homeowners

Homeownership comes with a myriad of financial opportunities, and one such avenue is the Home Equity Line of Credit or HELOC. With this financial tool, you can...

Maximizing Benefits: Getting the Most of Your Checking Account

In today's fast-paced world, efficiently managing your finances is crucial, and a checking account is a fundamental tool in this process. However, many need to...

Checking Account Security 101: Safeguarding Your Finances

In a digital world, checking account security should be a top priority. Since more and more people prefer online banking, knowing the basics of keeping your...

Mastering Mobile Banking: A Guide to Checking Accounts on the Go

Mobile banking has emerged as a game-changer for providing convenience in today's fast-paced world. With just a few taps on your smartphone, you can manage...

Checking Account 101: Understanding the Basics for Beginners

A checking account is one of the most common bank accounts to manage their day-to-day finances. Whether you're a student, a young professional, or simply...

6 Tips for Young Adults Opening a Checking Account

As a young adult just starting in the real world, one of the essential steps to build a solid financial foundation is opening a checking account. A checking...

Video Tutorial

Originate

Originate Online account opening has never been faster or easier. Open an account anytime, from anywhere. Our process is optimized for all devices. If...

Video Tutorial

What is NCUA?™

NCUA, short for the Natonal Credit Union Administration, insures your account through the Natonal Credit Union Share Insurance und, a federal fund backed by...

Personal Finance

Money Mule Scams

What you need to know about money mule and pandemic scams. Never pay to accept a new job. You can't win a sweepstakes or lottery that you didn't play. Online...

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How Free Checking Can Save You Hundreds Every Year

Energy One Car Loans vs. Dealership Financing: What’s the Difference?