| Term | APY $500*** | APY $1000 & up | APY $100,000 & up |
|---|---|---|---|
| 6 months | N/A | 0.40% | 0.50% |
| 12 months | 0.50% | 0.50% | 0.60% |
| 13 Months | 0.75% | 0.75% | 0.85% |
| 18 months | 0.55% | 0.55% | 0.65% |
| 24 months | 0.60% | 0.60% | 0.70% |
| 36 months | 0.70% | 0.70% | 0.80% |
| 48 months | 0.80% | 0.80% | 0.90% |
| 60 months | 0.80% | 0.80% | 0.90% |
| 72 months | 0.80% | 0.80% | 0.90% |
Effective January 8, 2021
APY-Annual Percentage Yield.
**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity and a 13-month promo will renew to an 12-month certificate). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.
***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.