Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 1.0% 1.10%
7 months**N/A1.20%1.30%
12 months1.40%1.20%1.30%
13 months**1.60%1.40%1.50%
18 months1.30%1.30%1.40%
24 months 1.40% 1.40% 1.50%
36 months1.50%1.50%1.60%
48 months1.50%1.50%1.60%
60 months1.50%1.50%1.60%
72 months1.50%1.50%1.60%


Effective March 18, 2020

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity and a 13-month promo will renew to an 12-month certificate). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.