Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & upAPY $100,000 & up
6 monthsN/A1.60%1.70%
7 months**N/A2.00%2.10%
12 months1.90%1.90%2.00%
18 months2.15%2.15%2.25%
24 months2.20%2.20%2.30%
36 months2.30%2.30%2.40%
48 months2.40%2.40%2.50%
60 months2.50%2.50%2.60%
72 months2.60%2.60%2.70%


Effective August 27, 2019

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.