Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 1.50% 1.60%
7 months**N/A1.75%1.85%
12 months1.75%1.75%1.85%
18 months1.85%1.85%1.95%
24 months 1.90% 1.90% 2.00%
36 months1.95%1.95%2.05%
48 months2.00%2.00%2.10%
60 months2.00%2.00%2.10%
72 months2.00%2.00%2.10%


Effective December 18, 2019

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity and a 20-month promo will renew to an 18-month certificate). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.