Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & upAPY $100,000 & up
6 monthsN/A1.50%1.60%
12 months1.70%1.70%1.80%
13 months**2.45%2.45%2.55%
18 months1.85%1.85%1.95%
20 months**2.65%2.65%2.75%
24 months2.00%2.00%2.10%
36 months2.30%2.30%2.40%
48 months2.50%2.50%2.60%
60 months2.60%2.60%2.70%
72 months2.70%2.70%2.80%


Effective February 15, 2019

APY-Annual Percentage Yield.

*Advertised rate is for Jumbo Certificates. Jumbo certificates are defined as certificates of $100K or more.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (20-month promo will renew to a 18-month certificate at maturity, and 13-month promo will renew to a 12-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.