Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & upAPY $100,000 & up
6 monthsN/A1.20%1.30%
7 months**N/A1.80%1.90%
12 months1.50%1.50%1.60%
18 months1.65%1.65%1.75%
24 months2.70%2.70%2.80%
36 months1.95%1.95%2.05%
48 months3.00%3.00%3.10%
60 months2.35%2.35%2.45%
72 months2.45%2.45%2.55%


Effective November 7, 2018

APY-Annual Percentage Yield.

*Advertised rate is for Jumbo Certificates. Jumbo certificates are defined as certificates of $100K or more.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity, Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.