Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 0.90% 1.00%
7 months**1.40%1.40%1.50%
12 months1.20%1.20% 1.30%
18 months**1.90%1.90% 2.00%
24 months 1.60% 1.60% 1.70%
36 months1.70%1.70%1.80%
48 months**2.40%2.40%2.50%
60 months2.10%2.10%2.20%
72 months2.20%2.20%2.30%


Effective March 1, 2018

APY-Annual Percentage Yield.

*Advertised rate is for Jumbo Certificates. Jumbo certificates are defined as certificates of $100K or more.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity, the 18-month promo will renew to another 18-month certificate at maturity, and the 48-month promo will renew to a 48-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.