Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 0.40% 0.50%
7 months promotionalN/A1.00%1.10%
12 months0.50%0.50%0.60%
18 months0.55%0.55%0.65%
20 Month Bump Up promotional1.40%1.40%1.50%
24 months 0.65% 0.65% 0.75%
36 months1.25%1.25%1.35%
48 months1.05%1.05%1.15%
60 months1.20%1.20%1.30%
72 months1.25%1.25%1.35%


Effective June 27, 2022

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (20 month promo will renew to an 18-month certificate at maturity and 7 month will renew to a 6-month at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.