Call 918-699-7100 or 800-364-3628 for more details.

  • Dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.
TermAPY $500***APY $1000 & up APY $100,000 & up
6 months N/A 0.35% 0.45%
12 months0.40%0.40%0.50%
18 months0.45%0.45%0.55%
20 Month Bump Up0.65%0.65%0.75%
24 months 0.55% 0.55% 0.65%
36 months0.65%0.65%0.75%
48 months0.75%0.75%0.85%
60 months0.75%0.75%0.85%
72 months0.75%0.75%0.85%


Effective July 1, 2021

APY-Annual Percentage Yield.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (20 month promo will renew to an 18-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.