| Term | APY $500*** | APY $1000 & up | APY $100,000 & up |
|---|---|---|---|
| 6 months | N/A | 1.50% | 1.60% |
| 12 months | 1.70% | 1.70% | 1.80% |
| 13 months** | 2.55% | 2.55% | 2.65% |
| 18 months | 1.85% | 1.85% | 1.95% |
| 24 months | 2.00% | 2.00% | 2.10% |
| 36 months | 2.30% | 2.30% | 2.40% |
| 48 months | 2.50% | 2.50% | 2.60% |
| 60 months | 2.60% | 2.60% | 2.70% |
| 72 months | 2.70% | 2.70% | 2.80% |
Effective January 7, 2019
APY-Annual Percentage Yield.
*Advertised rate is for Jumbo Certificates. Jumbo certificates are defined as certificates of $100K or more.
**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (13-month promo will renew to a 12-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.
***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.