New & Used Autos/Motorcycles

Vehicle AgeTermAPR*
2013-201836-60 monthsas low as 3.24% to 12.49%
2013-201872 months**as low as 3.49% to 13.49%
2013-201884 months***as low as 4.74% to 7.74%
2007-2012, over $10,000up to 60 monthsas low as 4.99% to 14.49%
2007-2012, under $10,000up to 48 monthsas low as 4.99% to 14.49%
2006 and older, over $10,000up to 48 monthsas low as 5.49% to 14.99%
2006 and older, under $10,000up to 36 monthsas low as 5.49% to 14.99%
Motorcyles, newup to 60 monthsas low as 3.99% to 12.99%
Motorcycles, usedup to 48 monthsas low as 4.49% to 13.49%

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New & Used RV/Boat/Travel Trailers

$$ FinancedTermAPR*
$50,000 and above+up to 120 monthsas low as 4.99% to 16.24%
$30,000 to $49,999up to 96 monthsas low as 4.49% to 16.74%
$23,000 to $29,999up to 84 monthsas low as 3.99% to 16.99%
$5,000 to $22,999up to 60 monthsas low as 3.99% to 16.99%
Personal watercraft, newup to 60 monthsas low as 5.49% to 17.49%
Personal watercraft, usedup to 48 monthsas low as 6.49% to 17.99%

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Line of Credit/Deposit Secured/Deposit Secured

$ FinancedTermAPR*
Horizon line of creditRevolvingas low as 8.50% to 16.50%
Share secured12 to 60 months****Share rate plus 3%
CD securedcertificate term****CD rate plus 3%

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Signature Loans

$ FinancedTermAPR
Under $5,00036 monthsas low as 14.99% to 17.99%
$5,000 and above36 monthsas low as 8.49% to 17.99%
$5,000 and above48 monthsas low as 9.49% to 17.99%

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Credit Cards

$ FinancedTermAPR
Energy One Credit CardsRevolving TermRates vary

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Effective May 1, 2018

* The Annual Percentage Rate (APR) you qualify for will be within the range disclosed and is based on certain creditworthiness criteria. Ask a credit union representative for details to determine the rate and term you qualify for. Loan-to-value restrictions apply.

** There is a $15,000 minimum loan amount for a 72 month term.

*** There is a $25,000 minimum loan amount and a maximum of 10,000 miles for an 84 month term, which is only available to borrowers in Tiers 1, 2, and 3.

**** Variable rate loan.