New & Used Autos/Motorcycles

Vehicle Age TermAPR*
2016-202136 months as low as 1.85% to 13.24%
2016-202160 Monthsas low as 1.85% to 13.24%
2016-2021 $10,000 and over72 months**as low as 1.85% to 13.49%
2016-2021 $20,000 and over84 months***as low as 2.99% to 4.85%
2010-2015up to 60 monthsas low as 5.74% to 14.49%
2008 and olderup to 48 monthsas low as 6.24% to 14.74%
Motorcyles, newup to 60 monthsas low as 3.99% to 12.99%
Motorcycles, usedup to 48 monthsas low as 4.49% to 13.49%

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New & Used RV/Boat/Travel Trailers

$ Financed Term APR*
$50,000 and above+ up to 120 months as low as 5.99% to 16.24%
$35,000 to $49,999 up to 96 monthsas low as 5.49% to 16.74%
$25,000 to $34,999up to 84 monthsas low as 4.99% to 16.99%
$1,000 to $24,999 up to 60 monthsas low as 4.99% to 16.99%
Personal watercraft, new up to 60 months as low as 6.49% to 17.49%
Personal watercraft, used up to 48 months as low as 7.49% to 17.99%

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Line of Credit/Deposit Secured/Deposit Secured

$ Financed TermAPR*
Horizon line of credit (no longer available) Revolvingas low as 7.25% to 15.25%
Share secured 12 to 60 months**** Share rate plus 3%
CD secured certificate term**** CD rate plus 3%

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Signature Loans

$ Financed TermAPR
Under $5,000 36 months as low as 14.99% to 17.99%
$5,000 and above 36 months as low as 8.99% to 17.99%
$5,000 and above 48 months as low as 9.99% to 17.99%

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Credit Cards

$ Financed TermAPR
Energy One Credit Cards Revolving Term Rates vary

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Effective September 1, 2021

* The Annual Percentage Rate (APR) you qualify for will be within the range disclosed and is based on certain creditworthiness criteria. Ask a credit union representative for details to determine the rate and term you qualify for. Loan-to-value restrictions apply.

** There is a $10,000 minimum loan amount for a 72 month term.

*** There is a $20,000 minimum loan amount and a maximum of 10,000 miles for an 84 month term, which is only available to borrowers in Tiers 1, 2, and 3.

**** Variable rate loan.