Premier One Checking
A leading checking account packed with valuable financial features PLUS IDProtect ®, Identity Theft Monitoring and Resolution Service¹ and much more, all for a low cost of $4.95/month:
- No direct deposit required
- Free online bank
- No monthly fee for bill pay
- Free online check images
- No minimum balance required
- Free check order (1 per year, age 60+)
- Free premium debit card (upon approval)
- Unlimited transactions
- Special promotions for Premier One members
View Premier One Account Benefits
Some of the non-banking benefits in the Premier One checking account require registration and activation. Visit www.eclubonline.net to register your benefits. Please refer to the credit union for your access code.
1-2-3 Free Checking
Free account when you use just one option listed below, or a monthly $2.95 fee will apply.
- Minimum $50 direct deposit
- $1,000 minimum balance
- At least 15 debit card transactions per month
- Free online bank
- No monthly fee for bill pay
- Free standard debit card, upon approval
Money Market eChecking
The perfect choice for members who enjoy doing much of their business electronically.
- No opening deposit required
- Unlimited electronic transactions
- ATM and debit card available
- Earn dividends and pay no fees when balance is above $5,000
- $10 per item fee for non-electronic transactions
- Free online bank
Student Checking
Free account with no service change, no minimum balance and no direct deposit requirement.
- Can be used to the age of 25 as long as the member is a student
- Members age 15 to 17 may open a student checking account with a parent or guardian as a signer on the account
- Plus all the benefits of Premier One checking if parent or guardian uses Premier One
- Unlimited electronic transactions
- Free online bank
- No monthly fee for bill pay
See a complete list of fees and disclosures, click here.
Overdraft Protection
Transfer funds from home equity line of credit (application and approval required; not allowed in Texas).
Transfer funds in $100 increments from another deposit account for $2 each transfer.
Lost ATM or Debit Card
To report a lost or stolen ATM or debit card, please do the following:
Between 8:30 a.m. and 4:30 p.m. Central, Monday through Friday, call 918-699-7100 or 1-800-364-3628, option 4 for Card Services. On weekends and on holidays or after business hours, call 1-833-604-0699.
Stop Payment
To request stop payment of a check/ACH, automatic withdrawal or EFT download this form, fill it out and send it to your branch. To request stop payment of a bill payment item, contact Pay It! at 1-800-877-8021. To request a written statement of unauthorized debit, download this form, fill it out and send it to your branch.