Energy One offers several personal loans to fit your specific needs. Whether it be a car repair, vacation or just to help with monthly bills, we want to be your first and best option. We offer flexible terms and competitive rates.

Signature Loans

  • Requires no collateral
  • Can finance up to 48 months for loans over $5,000, 36 months available for loans under $5,000

Credit Cards through Elan

  • Energy One has partnered with Elan to offer several credit card options. Please click here to explore your options, including a visa rewards card.

Horizon Unsecured Line of Credit

  • Variable rate, revolving line of credit with no collateral
  • Easy access to funds
  • Can be transferred to checking account online

Certificate and Share Secured Loans

  • Allows you to borrow against your funds on deposit at Energy One
  • Dividends continue to accrue on the balance of your deposit
  • Borrow up to 100% of what you have on deposit, some share secured loans are variable rate

If you have any questions about our loans or would like additional information, please call a loan representative at 918-699-7100 or 1-800-364-3628.

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Additional Loan Options

Payment deferral – For more information, please contact us at 1-800-364-3628 to see if you qualify.

Automatic payments – To set up automatic payments from another financial institution to your Energy One loan, download this form and upload it HERE or fax to (918) 699-7122.

Insurance – Energy One has teamed up with MemberCONNECT and TruStage. This partnership allows members access to discounts with Liberty Mutual for auto and home. In addition, you are now eligible for a free $1,000 in accidental death benefits. Click here for more information.