Now is a great time to get that used car you’ve been wanting. Energy One offers rates as low as 2.49%, plus the convenience and outstanding customer service you expect.

  • Apply online or by phone: 918-699-7100 or 1-800-364-3628.
  • You can sign your documents online.
  • We offer curbside service for a draft or check.


Make car-shopping easier with AutoSMART.

With AutoSMART, you can shop for used cars and submit an application online.
Take advantage of this buyer’s market and shop today.

*APR = Annual Percentage Rate. 2.49% APR is for a 36-month term. All loan rates and approval and standard Energy One underwriting guidelines. Rates are subject to change. This offer may be rescinded or amended at any time and is valid for Energy One members and individuals eligible for membership. See credit union for details. Federally insured by the NCUA. 2.49% for 36 months – $28.86 per $1,000, 2.99% for 60 months – $17.96 per $1,000, 3.24% for 72 months – $15.30 per $1,000.