Call 918-699-7100 or 800-364-3628 for more details.

  • Certificate dividends compound quarterly.
  • Funds are federally insured up to $250,000 by the NCUA.

Share Certificate Rates

Term APY $500*** APY $1000 & up APY $100,000 & up
6 months N/A 0.40%0.50%
12 months 0.45% 0.45% 0.55%
18 months 0.50%0.50%0.60%
20 Month Bump Up0.75%0.75%0.85%
24 months 0.60%0.60%0.70%
36 months0.70%0.70%0.80%
48 months 0.80%0.80%0.90%
60 months 0.80%0.80%0.90%
72 months0.80%0.80%0.90%


Money Market Rates

Type APY Minimum Deposit to Earn
IRA Money Fund 0.25%$5.00
IRA/Jumbo Money Fund0.30%$100,000
Money Market Tier 1 0.20% $2,500
Money Market Tier 20.20%$25,000
Money Market Tier 30.25%$125,000
Money Market Tier 40.35%$250,000


Savings and Checking

Type APYMinimum Deposit to Earn
Money Market E-Checking 0.00% $3,000
Money Market E-Checking 0.10%$5,000
Money Market E-Checking 0.10%$25,000
Holiday Club 0.15% $5
Kid Cash Club 0.15% $25
Student0.15% $100
Ownership0.15% $100


Effective March 1, 2021

APY-Annual Percentage Yield.

*Advertised rate is for Jumbo Certificates. Jumbo certificates are defined as certificates of $100K or more.

**APY = Annual Percentage Yield – Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal that could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity, the 13-month promo will renew to a 12-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.

***Available for Kids’ Cash Club and Young Savers (birth to 21 years) only.