Take your pick and choose a 7-month certificate or a 13-month certificate.

  • Dividends compound quarterly
  • APY increases for balances over $100,000
  • Funds are federally insured up to $250,000 by the NCUA

 

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7-month certificate

  • Will auto renew to 6-month certificate at maturity
  • Member has 10 days from the date of maturity to move to another term or product prior to auto renewal
  • APY increases for balances over $100,000

13-month certificate

  • Will auto renew to 12-month certificate at maturity
  • Member has 10 days from the date of maturity to move to another term or product prior to auto renewal
  • APY increases for balances over $100,000

Both certificates will compound quarterly and be credited to the certificate quarterly if you have chosen dividend compounding. Alternatively, you may choose to have a monthly disbursement for dividend payment or have the dividend paid to another account with us monthly. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. If you close your certificate before accrued dividends are credited, the accrued dividends will not be paid to the certificate account. Standard early withdrawal penalties apply, see certificate disclosure.

Funds already on deposit at Energy One

Energy One will not allow penalty-free certificate closures to move existing funds into the promotion.

*APY = Annual Percentage Yield. Rates and promotional offers are subject to change or cancellation at any time. A penalty may be charged for early withdrawal and fees could reduce earnings. Certificate will automatically renew at standard terms (7-month promo will renew to a 6-month certificate at maturity and the 13-month promo will renew to a 12-month certificate at maturity). Standard Energy One membership and eligibility required to open a certificate. Other restrictions may apply. Federally insured by the NCUA.