As you know, Energy One already offers great auto loan rates. For a limited time, Energy One members can get an additional half-percent (0.50%) off their approved Energy One auto loan.*

  • Exclusive offer for Energy One checking/direct deposit members
  • Loans for new and used cars
  • Auto refinancing
  • Competitive rates

Call 918-699-7100 or 1-800-364-3628 or contact us for more details about this promotion or if you have any questions regarding the loan process.

To help you through this process, please use our auto calculator and the links provided on this page for Car Fax, NADA and Kelly Blue Book .

Apply Now

Car Buying Resources

Energy One has also partnered with CUDirect to offer our AutoSMART car buying tool. You can search by dealer, zip code, distance to your home and vehicle type. Streamline finding and financing a car with AutoSMART! Explore AutoSMART to find your next car or truck today.

Shop AutoSMART

Additional Loan Services

GAP Insurance – Energy One also offers GAP (Guaranteed Asset Protection) for our auto loans. For a one time fee, you can protect your vehicle from the depreciation that normally occurs in the early life of your auto loan at a low cast. GAP bridges the difference between your insurance settlement and the payoff amount of your auto loan up to 100% loan to value.

MBP (Mechanical Breakdown Coverage) – Energy One offers several vehicle warranty packages that cover mechanical breakdown and repair for new and used autos. Extended warranties may be included when you finance your vehicle with Energy One or purchased for an eligible existing vehicle.

Payment deferral – For more information, please contact us at 1-800-364-3628 to see if you qualify.

Automatic payments – To set up automatic payments from another financial institution to your Energy One loan, download this form and upload it HERE or fax to (918) 699-7122.

Online payments – Make a one-time payment from any account, debit card or Mastercard® credit card, even from other financial institutions. Click here to get started.

Insurance – Energy One has teamed up with MemberCONNECT and TruStage. This partnership allows members access to discounts with Liberty Mutual for auto and home. In addition, you are now eligible for a free $1,000 in accidental death benefits. Click here for more information.

*With approved credit. Rate reduction applies to auto, RV, motorcycle and boat loans. Minimum loan amount is $5,000. An Energy One checking account with a minimum of $100 monthly direct deposit is required for the rate reduction. This offer applies to new Energy One loans for purchases or refinances from another lender; it does not apply to loans currently financed with Energy One. This offer may be rescinded at any time and is valid for Energy One members and individuals eligible for membership. See credit union for details. Offer good through December 31, 2018.