Author Archives for energyoneuser

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What’s a good use for a HELOC?

December 30, 2016 8:00 am Published by Comments Off on What’s a good use for a HELOC?

What’s a Good Use for a HELOC? When you take out a second mortgage, a name for a home equity line of credit, you’re offering your house as collateral to secure another loan. The upside: You can gain access to...

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How to Stay Safe When Shopping Online

November 28, 2016 2:43 pm Published by Comments Off on How to Stay Safe When Shopping Online

Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you’ll want to make sure you’re shopping on a secure...

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Why Payday Loans Don’t Make Financial Sense

November 27, 2016 10:47 am Published by Comments Off on Why Payday Loans Don’t Make Financial Sense

Life happens. The washing machine dies in the middle of a load, or you discover that your last visit to urgent care wasn’t covered by insurance. It’s not always possible to pay for these surprise expenses on the spot. This...

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Access over 80,000 surcharge-free ATMs!

November 1, 2016 10:50 am Published by Comments Off on Access over 80,000 surcharge-free ATMs!

Energy One expands surcharge-free ATM availability We are pleased to provide access to the nation’s largest ATM network. Energy One members now have access to over 80,000 surcharge-free ATMs. Many are conveniently located in destination retail outlets including major discount retailers, convenience, grocery,...

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Year-End Retirement Savings Strategies

September 30, 2016 11:20 am Published by Comments Off on Year-End Retirement Savings Strategies

Whether your retirement unfolds as a beautiful dream or a scary nightmare depends largely on the financial decisions you make today. But if retirement planning is brand-new to you, you’re not alone. The average working household has very little cash...

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Is Fall the Best Time to Buy a House?

September 8, 2016 8:43 am Published by Comments Off on Is Fall the Best Time to Buy a House?

Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of  winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their...

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5 Financial Tips for Fall

August 30, 2016 4:15 pm Published by Comments Off on 5 Financial Tips for Fall

Fall means dreams of pumpkin spice lattes, turkey dinners and a cozy holiday season just around the corner. Here are five ways to make sure you’re financially well-equipped for the last stretch of the year. 1. Tackle back-to-school shopping wisely...

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Rewards! Intro rates! Find your perfect card

August 25, 2016 4:25 pm Published by Comments Off on Rewards! Intro rates! Find your perfect card

What do you want most from your credit card?  Now you have a choice.  Rewards, travel or cash back – we have the card that’s right for you! View credit card options today.  


College Loans May Not Make Sense for Parents

August 25, 2016 9:37 am Published by Comments Off on College Loans May Not Make Sense for Parents

Congratulations! Your son or daughter was accepted into his or her top-choice university. You have an extra $175,000 lying around, right? Your offspring’s education may cost that much or even more, now that the average cost of attending a private school...

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When to refinance a mortgage

August 25, 2016 9:36 am Published by Comments Off on When to refinance a mortgage

  Contrary to what you may think, signing up for a mortgage loan doesn’t mean you’re trapped in that rate or term. If rates change or events arise that prevent you from paying as you had planned, refinancing might be...

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