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The credit union offers insured investment accounts to maximize the dividends you earn. Competitive rates and convenient terms make
Energy One the place for depositing your investment dollars.

Federal Deposit Insurance

Energy One's deposit accounts are federally insured through the National Credit Union Administration Insurance Fund (NCUAIF). Not one penny of insured savings has ever been lost by a member of a federally insured credit union. Each account is insured up to $100,000, and IRAs are insured separately up to $250,000. Depending on your account structure, you can increase your insured funds into the millions. Visit the NCUA's Share Insurance Estimator to determine your available coverage.

E-1 Money Market Account

  • $2,500 minimum opening deposit
  • $2,500 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • $3.50 service charge each month if balance falls below $200 at any time during the month
  • Monthly withdrawals limited to six, three by check
  • Federally insured
  • Rates
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    Share Certificate Accounts
    Invest your money in a certificate to earn even more! Many rates and terms are available, from three months to seven years.

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    IRA Accounts

  • IRA savings account designed for members making periodic withdrawals
  • $5 minimum opening deposit
  • No minimum balance to earn dividends
  • Dividends compounded monthly
  • No fixed maturity or withdrawal penalties
  • See IRA Disclosure
  • Rates
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    IRA's
    Energy One can help you with Traditional, Roth, and even Education IRAs! Visit our IRA Service Center.

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    MEMBERS Financial Services

    Financial management services available to members of Energy One offering such products as Mutual Funds, Securities (stocks, bonds, options), Annuities, Life Insurance, Long Term Care, Disability Income Insurance, and 529 Plans. Contact Steve Parker, the MEMBERS Financial Services Representative, at (918) 699-7184 or 800-364-3628 extension 184.

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