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Federal Deposit Insurance

Energy One's deposit accounts are federally insured through the National Credit Union Administration Insurance Fund (NCUAIF). Not one penny of insured savings has ever been lost by a member of a federally insured credit union. Each account is insured up to $100,000, and IRAs are insured separately up to $250,000. Depending on your account structure, you can increase your insured funds into the millions. Visit the NCUA's Share Insurance Estimator to determine your available coverage.

Savings Apply for a Share Account today!

    Energy One offers several types of share savings accounts. The Ownership account is required, and allows you to utilize all our services.
    Ownership Shares
  • $5 minimum opening deposit per member
  • $100 minimum daily balance to earn dividends
  • Dividends compounded quarterly
  • $1.00 service charge each month if balance falls below $100 at any time during the month
  • ATM services available (some restrictions apply)
  • Rates
Apply for a Kid's Cash Club Account today!
    Kid's Cash Club—ages 14 and younger
  • $5 minimum opening deposit per member
  • $25 minimum daily balance to earn dividends
  • Dividends compounded quarterly
  • Quarterly drawings for cash prizes
  • Annual birthday gifts
  • Rates
    Holiday Club
  • Savings account for special spending
  • $5 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • Funds are distributed to your savings or checking account on November 1 each year
  • Rates
    Escrow Shares
  • Savings account for home-related expenses like taxes and insurance
  • No minimum balance to earn dividends
  • Dividends compounded quarterly
  • Rates
    Jumbo Money Fund
  • $100,000 minimum opening deposit
  • Dividends compounded monthly
  • Balances below $100,000 will revert to the Ownership Share rate
  • Rates
    E1 Money Market Account
  • $2,500 minimum opening deposit
  • $2,500 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • $3.50 service charge each month if balance falls below $200 at any time during the month
  • Monthly withdrawals limited to six, three by check
  • Federally insured
  • Rates
    IRA Money Fund
  • IRA savings account designed for members making periodic withdrawals
  • $5 minimum opening deposit
  • No minimum balance to earn dividends
  • Dividends compounded monthly
  • No fixed maturity or withdrawal penalties
  • See IRA Disclosure
  • Rates
    Revocable Trust Account
  • The credit union acts as depository for the trust only
  • A duly-appointed successor Trustee (or beneficiary where applicable) must be named on the signature card

Rates

ATM Card
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Checking

Energy One offers a variety of checking accounts, so you're sure to find one to meet your needs.

    Premier Checking
  • $50 minimum to open
  • Available for ages 50+
  • No minimum balance
  • No service charge
  • Dividends paid monthly when balance is $700 and above
  • Unlimited check writing
  • Free starter kit of checks
  • Two free standard check orders per calendar year
  • Free Online Bank
  • No monthly fee for Bill Pay
  • ATM and Visa check card available
  • Other services include: Travelers Cheques and notary service at no charge; 50% safe deposit box rental discount (available only at main office.
    Money Market Accounts
  • $2,500 minimum opening deposit
  • $2,500 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • $3.50 service charge each month if balance falls below $200 at any time during the month
  • Monthly withdrawals limited to six, three by check
  • Federally insured
  • Rates
    Overdraft Protection
  • Transfer funds in $100 increments from home equity line of credit (application and approval required; not allowed in Texas)
  • Transfer funds from Horizon line of credit
  • Transfer funds in $100 increments from another deposit account for $2 each transfer
  • Transfers from share savings accounts limited to six per month by Federal Regulation

Check Ordering - Re-order your checks today!

Check printing fees vary by design. All checks are duplicate carbon copy checks and your original checks are retained by the credit union for safekeeping. However, check copies are available upon request. We encourage members to order their checks through the credit union.

If you order your checks somewhere other than the credit union, please be advised that you may not use checks in the 9,000-10,000 series, or in the 80,000-90,000 series. These check numbers are reserved for loan account checks and will not post properly to your checking account. You will be responsible for fees incurred to replace checks of the above named series.

Rates

ATM/Check Card

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Money Market

The E1 Money Market Account is federally insured and has four rate tiers for progressive saving!

    Money Market Accounts
  • $2,500 minimum opening deposit
  • $2,500 minimum daily balance to earn dividends
  • Dividends compounded monthly
  • $3.50 service charge each month if balance falls below $200 at any time during the month
  • Monthly withdrawals limited to six, three by check
  • Federally insured
  • Rates
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Certificates

Invest your money in a certificate to earn even more! Many rates and terms are available, from three months to seven years.
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Rates

Applications/Forms

Contact - Careers - Privacy Statement - About Energy One
Energy One Federal Credit Union, 220 W. 7th Street, Tulsa, OK 74119 - (918) 699-7100
©EnergyOne Federal Credit Union, 2006
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government
  
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.