Membership Application
Energy One has all the financial services you and your family need. To become a member, simply fill out the membership application, sign it, and send it to the credit union with your minimum share deposit of $5 for each member, and copies of the documents as required under the USA Patriot Act. Two documents are required: one must be a government issued photo ID, such as a driver's license; the second can be a Social Security card, voter registration card, military ID, or student ID, for example. A membership officer will review your application to verify that you are in our field of membership, and upon approval, we will open your account and mail you the proper forms, disclosures, and other information.

New Account
Current members may log in to OnlineBank and click on "Secure Forms > New Account" and fill out and submit the application securely using OnlineBank. You may also contact your branch and open a new account over the telephone.

ATM/Check Card

Address Change

To change the address we have on file for you, please log in to OnlineBank and click on "Preferences > Change Personal Information". You may also download this form and fill it out, sign in, and send it to the branch of your choice, either by mail or fax.

Check Re-ordering

Check printing fees vary by design. All checks are duplicate carbon copy checks and your original checks are retained by the credit union for safekeeping. However, check copies are available upon request. We encourage members to order their checks through the credit union.

If you order your checks somewhere other than the credit union, please be advised that you may not use checks in the 9,000-10,000 series, or in the 80,000-90,000 series. These check numbers are reserved for loan account checks and will not post properly to your checking account. You will be responsible for fees incurred to replace checks of the above named series.

Stop Payment

• To request Stop Payment of a check, download this form, fill it out, sign it, and send it to your branch.
• To request Stop Payment of an automatic withdrawal, EFT, or ACH, please contact your local branch.
• To request Stop Payment of a Bill Payment item, contact I-Pay, the Bill Pay provider, at 800-848-2133.

Routing/ABA Number and Wiring Instructions
Energy One's routing/ABA number is 303986258
To request a domestic wire transfer from your Energy One account, download this form, fill it out, sign it, and fax it to the Accounting Department at (918) 699-7123.
For international wire transfers, please use this form and fax it to the Accounting Department.

Wiring instructions to your Energy One account:
Click here to download instructions

Southwest Corp FCU
6801 Parkwood Blvd
Plano, Texas 75024
ABA/Routing # 311990511
Credit Energy One FCU
Account # 303986258
Final credit - Your member name and account number

Account Reconciliation Worksheet
Use this form to balance your account.

How to Keep an Account Balanced

What is it?
Matching the amount of money you say you have to the amount the credit union says you have.

Why do I have to do it?
If you don't keep your account balanced, you might spend more money than you have. If that happens, it costs you an insufficient funds fee of $23 for each check, debit card purchase, automatic withdrawal, or ATM withdrawal, and that's just what the credit union will charge. Most stores will also charge a fee of about $25-$30 if your payment to them bounces.

How do I do it?
It's easy - just use the free tools from the credit union. The most important thing is to use the checkbook register we give you, even if you don't plan to write a lot of checks!

The register is where you keep track of your balance - starting with your beginning balance. That's the amount you open your account with (or, if the account has been open a while and you've never kept a register, we can help you determine a beginning balance).

Write down all your transactions - deposits, withdrawals, checks, debit card purchases, and ATM and other automatic withdrawals. You must also record any fees you are charged, like a balance inquiry at the ATM or the cost of your check order.

The best thing to is take a few seconds to record the transaction while the clerk or machine is processing it. You might think you'll remember to do it later, but if you forget, it could be very costly. Just write the date, a description of the transaction, like "Wal-Mart" or "paycheck deposit," or the person you're writing the check to. Then write the amount, and go ahead and do the math. Add deposits or other credits, and subtract withdrawals.

The Most Important Step
So how do you match it to what the credit union says? Using the free Online Bank (or TeleBank if you don't have internet access), you can check your account every few days to see what has cleared through the credit union. Get out your register and compare it to your account history. Put a checkmark beside the transactions that have posted, and look for anything you may have forgotten to record, so you can subtract that from your balance also.

To balance your account, start with the latest balance in your register, after you've subtracted all the transactions and withdrawals up to that point. Then, add to that balance all the amounts that haven't cleared yet (that don't show on your account history in Online Bank). Subtract any credits that haven't posted yet, and your balance should match what the credit union says! Use this worksheet, or we'll be happy to show you how if you need any help.

The Bottom Line
There is no such thing as overdoing it on balancing your account. The more often you do it, the more likely you are to avoid the stress and expense that comes with insufficient funds.

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